Unlock liquidity from fine art, watches, jewelry, wine, and vehicles — without selling what you own. Estimated terms in seconds.
$33.9B
Global art loan market 2026
$900M
Sotheby's 2026-1 ABS facility
70+
Accepted collateral categories
01 — Select your asset
02 — Estimated asset value
Asset value$250,000
03 — Loan term
40–50%
Eligible LTV range for this asset type. Final LTV based on condition and appraisal.
Your estimated loan
$112,500
Maximum loan amount
Interest rate (APR)8.5%
Monthly payment$20,187
Total interest cost$8,124
Loan-to-value ratio45%
You keep your asset✓ Yes
vs. Selling your asset
Selling forfeits future upside. If this piece appreciates 15% over 12 months, you'd forgo an additional $37,500 in potential gains — far more than the interest cost.
No credit check · No commitment · Response within 24 hours Minimum asset value $50,000 · Maximum advance subject to appraisal
How it works
Step 01
Submit & appraise
Share photos and provenance documentation. Our specialists assess market value and condition within 24–48 hours.
Step 02
Receive a formal offer
We issue a binding term sheet including loan amount, APR, and LTV. No surprises. Custody arrangements confirmed.
Step 03
Funds in 48 hours
Once documentation is signed and asset secured, funds are wired. Your piece is returned upon full repayment.